NOTICE: UPDATED March 01, 2023

Privacy Policy

"You" or "Your" means you, a participant in or as a user of the PulseFinance programs.

"We" or "Our" or "Us" means Loan Star Network. "Our Website" also means Loan Star Network.

All information transmitted, printed or otherwise submitted to PulseFinance through this website remains your property; however, PulseFinance will be free to use such information for any lawful purposes as set forth below.

This website contains links to other websites. PulseFinance is not responsible for the privacy practices or the content of such sites.

Part 1

Information Collected
PulseFinance automatically collects and/or tracks the following information:

1. Information intentionally provided by you through online forms, registration forms, surveys, and/or other inputs, such as name, mailing address, email address, phone number phone (home, work, and cell phones), date of birth, Social Security number, bank account information, monthly income information, employment information, and personal, financial or other demographics;

2. The http header of the website (home server domain name, IP address, client type, web browser type and operating system);

3. Information (user-specific or aggregated) regarding the pages visited by our visitors and referring URLs; And

4. The e-mail addresses of visitors who contact this website and PulseFinance by e-mail.

Submitting information to us is voluntary. However, if you wish to receive loan-related product information from one of our linked third-party loan providers (Linked Loan Providers), you must submit the information required, even if you don't actually enter the official loan application.

Please note: We may also collect your personally identifiable information when you submit information to the Website, but without completing the full registration process.

Part 2

Using collected data
We use the information we collect to improve your experience on our website and to help us deliver content that we think may be of interest to you. We use your contact details to provide you with promotional materials from our partners. We may also use your personal, demographic and profile data to improve our website, perform statistical analysis, and for marketing, advertising, editorial or feedback purposes. return. The information we collect may be added to our database and used for future emails or messages about products and services.

Part 3

Disclosure of data to third parties
By using this website, you agree that you may be contacted in any of the ways contemplated in this section, even if your phone number appears on regional or national do not call lists. If you choose to provide personal information, that information will be used and/or shared with trusted third parties such as affiliated loan providers and/or other financial service providers, credit bureaus, and to market products and services that may be of interest to you. We reserve the right to share, rent, sell, or disclose your information with/to third parties in accordance with applicable law. These third-party companies may include, but are not limited to: direct marketing application and service providers, including research and referral, enhancement, deletion, and data validation; email marketers; and telemarketing.

The information we collect may be added to our database and used for future telemarketing through phone calls, including usable phone calls, automatic dialing systems, text messages, instant messages, emails or messages regarding website updates, new products and services, upcoming events, and/or the status of orders and/or orders or loans booked online.

We may also hire other companies and individuals to perform certain functions on our behalf. Examples might include sending direct mail and emails, removing duplicate information from customer lists, analyzing data, and providing marketing analytics. These agents have access to our users' personal information as necessary to perform their functions for Loan Star Network, but we do not allow them to use personal information for any other purpose.

By accepting this privacy policy, you authorize us to use your information to obtain other information about you (for example, your social security number) from third parties when the information is incomplete, completed, or incorrectly filled out our registration form. Third parties include, but are not limited to, consumer reporting agencies, consumer credit bureaus, and other external parties as permitted or required by applicable law. Any sensitive information you provide on this website or any third-party website will be used to determine your eligibility for a loan or other products, offers, or services if you qualify. If you choose to provide information, such as your Social Security Number, we may use that information to determine your financial status. If you do not provide such information, we may also use other information that you provided for the purpose of verifying your eligibility for a loan or for any other programs, offers, or services. Upon qualification, your ultimate loan-specific financial information will be stored and utilized by your applicable lender in accordance with the terms of that lender's Privacy Policy.

PulseFinance reserves the right to release current or past user information under the following conditions:

• PulseFinance believes that the service and/or Website is being or has been used in violation of the Website's Terms and Conditions or to commit unlawful acts,
• If the information is subpoenaed,
• If PulseFinance or its affiliated web properties are sold or acquired, or
• When PulseFinance deems it necessary or appropriate.

By agreeing to these conditions, you hereby consent to disclosure of any record or communication to any third party, when Loan Star Network, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade Commission enabling regulations. By submitting your information on the Website, you agree to receive mobile marketing including but not limited to SMS marketing from us and our third-party advertisers and marketers. I. Although your contact phone number may appear on regional and/or federal do-not-call registries, we reserve the right to contact you via SMS marketing, subject to applicable regional and federal law. In addition, by registering and/or using the Website, you agree that such action constitutes an investigation and/or loan application for the purposes of the Telemarketing Sales Code as amended (16 CFR 310 et seq.), as amended from time to time ("Rules") and the Telephone Consumer Protection Act (TCPA). Although your phone number may be on the Federal Trade Commission's no-call list, we reserve the right to contact you by regulatory telemarketing.

We may use personal information to provide the services you have requested, including personalized advertising and content display services. In addition to the charges notified to you, your carrier's standard messaging rate applies to our confirmation and all subsequent SMS correspondence. In addition to the charges notified to you, your carrier's standard messaging rate applies to our confirmation and all subsequent SMS correspondence. All charges are billed and payable to your mobile service provider. We will not be responsible for any delay in receiving SMS messages, as message delivery is subject to actual transmission from your network operator. You may deactivate and delete your SMS information by sending "X", "STOP", "END", "QUIT" or any other method to communicate to the sender that you do not wish to receive messages, another message to the SMS text message you received. If you delete your SMS information from our database, it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or a third party to advertise mail to you.

Part 4

Information collection process
PulseFinance may use "cookies" to help personalize your access to the Website. A cookie is a piece of data stored on your hard drive that contains information about you. Cookies have many advantages to improve your experience on our website. For example, by placing cookies on our website, users won't need to log in with their password multiple times, saving them time on our website. Even in case the user refuses the cookie, they can still use our website. The only downside to this is that users will be limited in what they can access in certain areas of our website, as well as visitor-level access.

From time to time, we may use cookies for anonymous tracking and targeting the interests of our users to further enhance the experience on our website. We may also use cookies for advertising tracking purposes. To learn more about cookies, visit www.cookiecentral.com.

In addition to cookies, our websites and/or emails may contain electronic images known as pixel tags (also known as clear gifs) that track which pages visitors and/or users accessed on the website for the purpose of formatting future campaigns and updating visitor information used in statistical reports. Third-party pixel tags may also appear on our website to help determine the effectiveness of a general promotional or advertising campaign.

Part 5

Use cookies
PulseFinance and its associated web properties use cookies, web beacons, or similar technologies to enhance and personalize your online experience and to enable PulseFinance to recognize you as a visitor, with previous access to PulseFinance web properties. A cookie is a small amount of data, usually consisting of an anonymous unique identifier that is sent to your browser from a website's computer and stored on your computer's hard drive. Each website can send its own cookie to your browser if your browser preferences allow it, but (to protect your privacy) your browser only allows one site to access it, cookies are sent to you by that website, not cookies sent to you by other websites. Many websites do this every time a user visits their site to track online traffic. Cookies store information about your online preferences. Users have the option of configuring their computer to accept all cookies, be notified when a cookie is released, or not receive cookies at all times. Every browser is different, so consult your browser's "Help" menu to learn how to change your cookie preferences.

PulseFinance may also allow partners and advertisers serving ads on its web properties to set cookies or apply web beacons or similar technologies to your computer. This information may be used to:

1. remember the preferences and subscription data you provide to us;
2. verify your display name before you can access your personal information or web service account for added security
3. allow you to participate in certain activities online, such as ensuring that each person votes only once in an online survey;
4. customize the functionality of Loan Star Network's websites, such as providing you with personalized content or advertising based on the information you submit to us and your activity while using the Loan Star Network's website;
5. help measure and research the effectiveness of Loan Star Network's web properties, including collecting statistics about your responses to advertisements, emails, and other communications you receive Okay;
6. provide security in the shopping cart or transaction.

PulseFinance and related third parties may also use advertising network providers to help display advertisements on PulseFinance websites and other online properties. These ad network providers may use cookies, web beacons, or similar technologies on your computer to tailor content and advertising to your interests, helping to target, measure and track your visits and the effectiveness of advertising and promotions, using data collected over time and across their networks of websites to identify or predict characteristics and interests audience and to provide secure transactions or shopping carts.

Use of cookies, web beacons, or similar technologies is subject to their own privacy policy, not this policy.

You can adjust your browser settings to remove or block these technologies from your computer if you wish, but if you do, you will not be able to use or access the PulseFinance websites provided.

Part 6

electronic disclosure
You submit your information to PulseFinance over the Internet and agree to receive certain notices, disclosures, and/or documents electronically. This electronic consent and disclosure agreement applies to the information you provide on this website and to any other communications that we or the third parties mentioned herein may provide to you. Friend. By submitting your information, you agree to receive all such notices, disclosures, and/or documents electronically or online pursuant to this document. You may withdraw your consent prior to submitting your information by leaving the website or closing your browser. However, you will not be able to submit your information if you withdraw your consent by leaving the website or closing your browser. In addition, you cannot withdraw your consent after submitting your information.

You agree to receive all notices, disclosures, and/or materials in electronic format.

Any notices, disclosures, and/or documents that we or a third party provide to you in an electronic format will be provided (i) by email; (ii) by accessing the secure customer service website which will be provided to you in the email notification sent to you when the document becomes available; (iii) by posting on this Website; or (iv) by posting it on a website designated for that purpose.

All notices, disclosures, and/or documents provided by us or by third parties in electronic or hardcopy form will be deemed "in writing" and you should print a copy for your records. how to use the "print" button on my Navigator.

It is your responsibility to provide us with an accurate and complete email address and other necessary information requested on this Website. You may obtain notices, disclosures, and/or materials in paper form free of charge from us by printing them yourself from our website or from the appropriate third-party website where available.

We and any third parties reserve the right, in our sole discretion, to discontinue providing electronic notices and/or materials. You will receive notice of termination or amendment as required by law.

You agree and intend that the Federal Electronic Signatures in the Global and National Trade Act apply to (i) this consent to receive notices, disclosures, and/or documents in electronic form. ; (ii) the information you provide and (iii) our and/or third party's ability to do business with you by electronic means.

To facilitate e-commerce, reduce record-keeping costs, and gain the benefit of faster records access, you acknowledge and agree that all records may be stored electronically. death; and that neither we nor any third party shall retain and shall not be obligated to retain any original or electronic records for a period beyond specified requirements. This applies to all notices, disclosures, and/or materials. You further acknowledge and understand that all original and electronic notices, disclosures, and/or documents will be destroyed regularly, but not before the period specified by regulatory requirements. Recordings may be stored electronically through imaging, scanning, videography, or other technology used to store the document through an internal process or a third-party processor that we or an approved third party for such services. You agree that such storage will be kept confidential and further agree that such records will be acknowledged and accepted for any purpose as evidence or otherwise to demonstrate agreements, rights, and obligations. of the parties to such records.

By completing and submitting your information, you (i) confirm your consent to receive notices, disclosures, and/or documents in electronic format; (ii) reliably demonstrate your ability to access notices, disclosures, and/or documents in electronic form; (iii) confirm that you have provided a current email address so that electronic notices, disclosures and/or documents may be sent to you; (iv) confirm that you have accessed Consent; and (v) agree to the terms of this Agreement.

Part 7

Your right to withdraw
You may opt out of receiving communications from us and/or our third-party partners by not submitting your information. However, during registration and/or when you submit personally identifiable information to us on the Website, you have chosen to ask us to share your personal information (other than your sensitive information). ) with third parties to receive marketing communications. When you are contacted by one of these companies or third parties, you must notify them directly of your choices regarding their use and sharing of your information. As noted, we use personal information to provide email promotions to users of our website. PulseFinance may prepare and use separate email lists for different purposes. If email recipients want to end their email subscriptions from a specific list, they should follow the instructions at the bottom of each email to unsubscribe from the specific list. To stop receiving further email communications regarding the Website, please unsubscribe here.

In addition, if you subsequently register on any of our other websites to provide another product or service, you will again need to process any information-sharing preferences that you have previously set up through this website.

Part 8

Third Party Sites
Under certain circumstances, PulseFinance acts as a limited agent for actual third-party lenders or sellers of products and/or services available on or through the Website. In these cases:

a. you will be redirected to the relevant third-party lender or seller's website once you have completed entering your information;
b. We will collect and send your personal information to the respective third-party lender or seller in connection with the fulfillment of your loan application or your purchase from a third-party lender or seller. third, if any; and
c. your loan application or purchase will be subject to the privacy policy of the third-party lender or seller, if applicable.

We do not endorse and are not responsible for the accuracy of the privacy policies and/or terms and conditions of each third-party lender or provider that may advertise on their Site. Entities that advertise and/or place advertising banners on the Website, including but not limited to these third-party lenders and sellers, are independent third parties and PulseFinance is not affiliated with them.

Part 9

Your rights to your personal data
When we receive your request by post or email, we will provide you with a summary of the personal information we hold. We will only send your personal profile to the email address or mailing address we have on file for you. To modify, correct, change, update, or delete your personal file from our database, simply send us an email.

Part 10

Our Commitment to Children's Privacy
Protecting children's privacy is especially important. For this reason, we never collect or store personal information on our website from anyone we know who is under the age of 18. In the event any information is inadvertently collected from children, that information will not be intentionally used for any marketing or promotional purposes inside or outside of our website. If we become aware that such information has been collected, it will be immediately deleted from our database. The information and services provided by us or our affiliates, sponsors, and advertisers are not intended for viewing by persons under the age of 18.

Part 11

Our right to contact you
We reserve the right to contact you regarding your account status and changes to the Subscriber Agreement, Privacy Policy, or any other policy or agreement affecting you.

Part 12

Protect
All collected information is stored in a technically and physically secure environment. Unfortunately, no data transmitted over the Internet can be guaranteed to be 100% secure. Therefore, while we strive to protect your personal information, we cannot guarantee or guarantee the security of any information you transmit to us and you do so at your own risk. So. Once we receive your transmission, we will use reasonable efforts to ensure the security of that transmission on our systems. Access to this information is strictly restricted and not publicly accessible. All of our user information is confined to our office. Only employees who need the information to perform a particular job have access to personal information. Our employees are committed to maintaining the confidentiality and confidentiality of all user information. Employees who violate our company policy will be subject to disciplinary action. In accordance with applicable federal and regional law, we will notify you and any applicable regulatory authorities if we discover an information security breach involving your personal information. You will be notified by email of any such breach. Please note that notification may be delayed to respond to law enforcement needs, determine the extent of damage to the network, and take corrective action.

Part 13

Our right to change
We reserve the right to amend this policy at any time. If any changes are made, we will notify you of the existence and location of a new or revised Privacy Policy or by posting the changes online on our website. All changes will be effective immediately upon posting to our website. Please check this page periodically for changes. Your continued use of Loan Star Network's services, and websites, or acceptance of our emails after posting changes to this policy means that you accept all such changes and agree to continue to receive marketing communications from us and other third-party companies.

Part 14

Our contact details
If you have any questions about this Privacy Policy, the practices of this website, or your dealings with this website, you may contact us:

Company name: Commercial Holdings Inc.
Address: 224 W 35th St. #506, New York, NY 10001

Part 15

Information for ISPs
PulseFinance understands consumers' concerns about the use of their personal information. We hope this information will assuage any concerns your business may have about our email policy. PulseFinance and its affiliated websites only use "opt-in" or "opt-out" methods to obtain customer information and it is our policy not to send unsolicited emails. We obtain email addresses and personal information from third parties that are subject to the same set of policies.

The email sent by PulseFinance includes information about the origin of the email and includes instructions on how recipients can unsubscribe from future emails.

PulseFinance will from time to time enter into an agreement with a third-party website to allow individuals to participate in our marketing on such third-party websites. In each case, the third-party websites represented and warranted to us, among other things, that data was voluntarily collected from individuals during the registration and co-registration process. That the seller has the right, under any applicable privacy policy, to transfer data to us, and that PulseFinance has the right to send marketing offers to individuals. We hope this information will answer any questions or concerns you may have regarding Loan Star Network's email practices. If you have further questions or would like to discuss this in more detail, please visit our Contact Us page.